6 Market Predictions from Bond Guru Jeff Gundlach
In a CNBC interview yesterday with Gary Kaminsky, Jeff Gundlach gave his 6 market predictions for 2013.
Free Municipal Bond Investing Guide
If you have a question about municipal bond investing along the way, feel free to leave a comment at the bottom of the lesson itself, or in our ask a question forum which you can find here. Lesson 1: Why…
How to Get Lifetime Income from a Variable Annuity
In part 1 of this series we talked about Lifetime Income as it relates to Fixed and Fixed Indexed Annuities. Today we are going to talk about lifetime income as it relates to Variable Annuities. A variable annuity can provide you with lifetime…
Fixed and Fixed Indexed Annuities for Lifetime Income
An annuity can guarantee you lifetime income after you pay an initial premium. There are two main categories of annuities: fixed, fixed index, and variable. Both types of annuities can give you lifetime income, but different features and conditions apply depending on…
How Index Annuity Performance is Calculated
The financial performance of an index (or fixed indexed) annuity is linked to the performance of the stock market. Notice, the word “linked” is used. Depending on the type of index annuity you chose, the performance can closely follow the overall performance…
Annuity Death Benefits – What You Need to Know
What happens to your annuity when you die? Do you get to pass along the value of the annuity to your children or heirs? In most cases the answer is yes, but with two major caveats. Fixed and Fixed Indexed Annuities paying “lifetime…
Annuity Fees – What You Should Know Before Investing
Are fixed annuities expensive? No. Are index annuities expensive? Sometimes. Are variable annuities expensive? Yes, but they generally include a death benefit. Fixed and Indexed annuities are not expensive! Lets start with a plain vanilla, fixed annuity. In terms of fees,…
How Safe are Annuities? – What You Need to Know
When you invest in an annuity is your money safe? When people ask this question, they can mean very different things. Is the institution that issues an annuity insured in the case of bankruptcy? Money held in CDs and savings accounts is insured up…
Taxes on Annuities – What You Need to Know
While you must always look beyond the verbiage and read the fine print, avoiding taxes legally is something everyone can appreciate. One of the most attractive features of an annuity is tax-deferred growth, meaning as long as the money stays in…
Selling Annuities Early – What You Need to Know
Cashing out early or withdrawing funds pre-maturely from an annuity can be difficult and costly. Generally you cannot take distributions (cash payments) from an immediate annuity ahead of schedule. If you have an immediate annuity and need quick cash, you should consider…