Annuities vs. Mutual Funds
Annuities come in all shapes and sizes and many annuities look, smell, and act like other types of investments that you may be familiar with. If you already have an idea of the type of investment that interests you, this…
Who Has the Cheapest Bond ETFs?
Its not the one you might think.
Indexed and Fixed Indexed Annuities – How They Work
Can you have your cake and eat it too? With Indexed or fixed indexed annuities, you can have a guaranteed return and big potential upside. Sounds great, almost too good be true right? Well, lets dive into the details: The…
Fixed Annuities – What They are and how They Work
A fixed annuity is similar to a Certificate of Deposit. You get paid by an an insurance company a set-interest rate on your funds. Typically, there are some important differences between a CD and a fixed annuity. Maturity or Term CDs…
Immediate (Lifetime Income) vs. Deferred Annuities
Immediate annuities are commonly associated with the notion of a lifetime revenue stream, and some do provide this benefit. It is important to understand however that while all immediate annuities provide an income stream (a consistent, periodic distribution of cash),…
The 3 Main Types of Annuities – Read Before Investing
When buying an annuity, you have three basic investment choices: Super conservative Conservative Potentially risky. A fixed annuity is the most conservative. With a fixed annuity both your principal and your returns are guaranteed, meaning you know exactly how much…
Annuities – What They are and how They Work
An annuity is an investment product designed to provide a nest egg or income stream for retirement. Annuities provide similar tax benefits to an IRA, and like other types of investments, have unique benefits and drawbacks. How do Annuities Work?…
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Yield to Call – What it is and how It Works
Yield to call measures what the yield on a bond will be if it is called at the earliest possible call date. Many bonds are callable, meaning they can be redeemed by the issuer prior to the bond’s maturity. Callable…
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